Pay Over Time
Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.
0% APR Available
Our Tier 1 Credit Applications are eligible for 0% “Same As Cash” Financing.
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Easy Application
Get a decision in seconds with no obligation. Check your rate without credit impact. Safe, encrypted data.
Check your rate in seconds
without leaving our site
Get Your RateQuestions? Visit the Bread Pay help center